Our Approach

Little Streams Make 
Big Rivers

PatienceProcessPartnership

Screening

Categorisation

Assessment

Management

Monitoring

Verified byverified by

01

Finding the best partners

Once our teams on the ground have identified the most promising opportunities for extending financial inclusion, they partner with the companies who can help us maximise those opportunities, investing capital through them to reach consumers quickly and at scale.

02

Building networks

The Japanese approach to impact is to think in terms of system-level interventions: to examine a problem holistically and work to understand how all pieces of the system must move in order to solve it.

03

Collaborating with leading organisations

Since the inception of our impact team in 2022, we have been working closely with peers and leading organisations, learning and contributing back to the development of the impact industry.

Carlos Rius

We truly embody the essence of patient capital, making long-term investments in early-stage and growth businesses, guided by a mandate from our Japan office. Beyond individual loans, we prioritise their broader, systemic impact on the economy.

Carlos Rius

Country Manager, Credit Saison Mexico